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What do I do for proof of income for a capital one auto loan if I just got back from maternity leave?
I was just approved for a capital one auto loan because after having a baby we need an extra car, but today is my first day back to work after getting back from maternity leave. I put my income down as full time because that is what I will be working now but the most recent check stubs that I have are when I cut back on my hours in my last 6 weeks of pregnancy. Can I just use a letter from my employer stating my what my income will be and the date I returned from maternity leave? I also have my stepdad as a co signer and he is a retired veteran and my mom gets social security, and that all goes directly into their bank account, could I just send in their last couple bank statements for proof of their income. Also, I have worked at my job for almost a year now, and that is what I put on the application, but I'm not sure how long I will be working there now because I might need a higher paying job, will it matter if I quit my job soon, like in 1 month and a half or 2 months?I was working the whole time I was pregnant, first I was working and going to school part time, and I get paid as much to go to school as I get paid at my job and then I was working full time, and then the last 6 weeks I was only working part time. I was only off work for maternity leave, about 7 weeks
I have been approved for a capital one auto loan, do I need to trade my current vehicle?
Has anyone financed an auto loan through Capital One? I applied last night and they said that I was approved and they will send the check. I am worried that there is a clause that is not listed in there that I must either pay off my current auto loan although it is not financed through them or trade it in. Does anyone know if that is the case because i don't want to?
I just applied for a capital one auto loan, how long does it take before you know what your APR is?
I applied and got a email less then a min. after saying that they are sending my auto loan package to me in the mail in 3 5 days but it doesnt say what the APR is. Do I have to wait for it to get here before I know? Also am I already approved seriously because my credit isnt perfect score of 610 Has anyone used a auto loan from capital one? What should I expect?I would have thought they would have told me but the next page wouldnt never load so maybe that was the page showing the APR. So that is another thing im wondering if anyone has used them to tell me. I read all the fine print and didnt say a thing about ARP unless it was so small you cant see it lol
How to refinance a capital one auto loan?
A friend has a Capital One Auto Loan and has tried to get them to refinance it for him. Every time he has asked they have told him that they only refinance one way but they will not give him the way or even discuss any options for refinancing.
Capital One auto loans.?
Has anyone used Capital One for an auto loan?If so what interest rate did you receive and how was your credit at the time. Or do you know what your fico score was like at the time you applied? I'm asking because mine isnt that great and I'm wondering what kind of interest rate I should expect. My score is a 658 with Experian due to past bankruptcy in 2003.
Capital one auto loan finance question.?
I hear that for most lenders you're suppose to have a maximum of $500 deductible collision accident for insurance and was wondering if it applies to capital one also? I would call but offices not open this late. I got approved for $37,500 loan with a 7.89% interest for 72 months, is that good?
Capital one auto loan?
Im a capital one card holder and i want to get a auto loan well i need to send proof of income if they already know how much i make when i got a credit card from them.
Capital One Auto Loan Question.?
Hi all I just applied for a capital one auto loan blank check, they sent me two emails. One saying they recieved my application, and the other saying they've recieved it and would like to ask me a few questions. I'm 21 years old and I have a 685 fico credit score. I applied 2 months ago and the second email said I was declined. You guys have any idea what they might want to ask me? and what this second email could mean? I plan on calling them first thing tommorow morning as they are closed now. But I really need advice asap... Here's the exact message." We've received your Capital One Auto Finance loan application. We are currently reviewing your information and would like to ask you a few questions. Please call us during our business hours at your earliest convenience. " Thanks for any help
Pre-approved Capital one Auto Loan. Sent a letter w/ local dealer???? Legit?
I was sent a letter from Capital one saying I am approved for an autoloan up to 30k. They gave me the name of some local participating dealer to go to between the 28th and 30th. I called the number to confirm the pre approval number and it's some automated capital one number. The numbers 18006859508 and approval number is 451320233.It says I can walk in there with no money down and own a car that day from Deal Maker Ford in Liverpool NY. All I have to do is bring income proof and a utility bill along with my drivers license and insurance to drive a new car home. This is almost to good to be true. My credit score is only in the mid 600's so I never thought I'd qualify for anything like this.I have been a customer of capital one for 2 years with a $500 credit card limit thats in good standing.
