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I need an auto loan badly?
I am a 20 year old girl in college and i have no credit. I know i can't get a car loan, my parents probably cant even get one with the economy. I am getting a chevy silverado truck, I've found multiple ones I can afford I think but I know I will have trouble getting a loan, I need a co singer I'm sure but I don't kno anyone in this positions. Any tips on what banks are easiest to get one through? any advice really, thanks Also, if anyone knows of a website that lists cars around the country other than auto trader, ve hix, car soup and ect.
Can you have two loans with a credit union, a personal, and a auto loan?
i am applying for a auto loan with the credit union i have my personal loan through. I still have a balance on the personal loan and pay on it monthly in good standing . can i still get an auto loan through them? Southland Federal Credit Union.
I applied for an auto loan, now it has a pending decision?
The other day I applied for a small auto loan through Navy Fed. They replied saying that its pending now and they want a copy of the title to make sure its value it worth the loan. I am going to send it later today. I've already checked, and the car is worth the loan. Does this pretty much mean it will be approved?I kind of figured that. They already ran my credit apparently, so it must be a good sign.I kind of figured that. They already ran my credit apparently, so it must be a good sign.
What is the mathmatical formula to calculate auto loans?
I have tried using compound and simple interest. My total amount to pay keeps coming up larger than what the bank says. What formula do banks use to calculate an auto loan.I paid approx. 9000 for my carMy interest is about 7%My loan is for 48 months.I keep getting around 12,500 to pay.Auto calculators and my bank says the total amount will be around $11,000 total cost with principle interest.Can you please show me how to figure this out... PS this is not for school. I do this for all my loans.
Does anyone know who will give you a auto loan with bad credit?
For a car not off their lot...we already found one we want. But a timeshare we had bought didn't report that we had paid them in full and closed our account, and so it shows that we've been delinquent for like a year and 1 2 We are disputing it, but until its fixed our used to be good credit has been flushed down the toilet. We really need to get another car well van because of the business we started and how much equipment we have to haul around, including our kids and 2 dogs. We found a used one for like $8000 which puts our payments where we want them too, even at like a 20% interested But we've already been denied by the credit union and Chase bank And waiting for a reply from wellsfargo but doesn't sound promising ..I don't know where else you can apply, is there auto only lenders or anything out there? Thanks Doesn't matter, co signers are only good if you have little or no credit...not crap credit. sorry I just went through it all today so I'm still frustrated at the situation...should have gone to freecreditreport.com lol...then we would have known that they never reported paid Thanks we will look into Americredit.
Will getting a different co-signer for an auto loan help?
My wife and I purchased a home about 3 months ago. We just moved into the area. We are very comfortably making the payments, we both have decent income, etc. I wanted to finance $15,000 for a truck that I am interested in. I was the primary and my wife was the co signer spouse on the loan. We were declined at many places for 2 reasons 1 The new, large, and recent mortgage we took out 2 we have not been at our jobs for longer than 2 years. Our credit scores are both above 720. I mean it really is embarrassing that I can't get approved for the loan. If I were able to get someone else to co sign the loan with me, is there any chance I would be approved? Do they really factor in the cosigner's credit, job history, and income as much as the primary signer? Do I have any other options of trying to buy this truck? I really do need it for my contracting business.
Can a credit score of 650 get an auto loan in 2010?
I am trying to prepare responsibly and I am getting mixed results when searching exactly how good bad my score is. I do not want to walk into the dealership uneducated. I am looking at the Mazda 3 at around 16 17k. I have already purchased a car 15k but that was in Oct of 2007. If my credit has changed its gotten better but with the way things are now I am skeptical. 2nd questions Would it hurt my chances of qualifying in the future if I go down to the dealership and see if I qualify now if i can possibly get my credit up 15 points by april?
Can they cosign for an auto loan?
if i have no credit and my parents have poor credit but recently inherited a lot of money will the bank let them co sign for an auto loan? ill need about a 7000 dollar auto loan. i have 1000 to put down. my parents have really bad credit but about 50k in the bank. i can't get the loan from them but they're willing to cosign if possible. one gets compensation so cant show income for 2 years and the other is a construction worker so is layed off until mid spring but they have money.i just want to know if they can cosign because of the inheritance
Credit checks when applying for an auto loan...?
I'm a first time buyer, and I know that credit checks can negatively affect your credit score... But if I was denied a loan when applying on my own, will it negatively affect my score if I immediately try to apply again with a co signer?
How do i swap auto loans with someone?
i have a friend that wants to switch cars with me we both have loans on the cars and we just wanna swap can it be done?
How do you make an amortization table for an auto loan?
i have to make an amortization table for an auto loan at chase bank, and i have no idea how to. it needs to be in excel with formulas and stuff...Loan Amount $15,724APR 4.37%Loan Term 60 monthsaccording to auto loan payment calculator provided by chase bank, monthly loan payment will be 292.21how do i do this?
Wells fargo auto loan deferments?
i need someone to give me a " good reason" to get a deferment on my auto loan with wells fargo...i am currently past due and they will not help. they will not tell me what would qualify for a deferment to get me back on track and i need some help.........please
